Chase
Premier banking institution offering comprehensive mortgage solutions
About Chase
JPMorgan Chase Bank, N.A. is one of America's largest banks and a leading mortgage lender. With over 200 years of history and $3.2 trillion in assets, Chase combines traditional banking strength with innovative digital solutions. Their integrated banking approach offers unique benefits for mortgage customers who maintain other Chase relationships.
Key Features
- Chase DreaMaker℠ Mortgage: 3% down payment and flexible credit requirements
- Relationship Benefits: Rate discounts and closing cost credits for Chase checking customers
- Chase MyHome: Digital platform for application, document upload, and loan tracking
- Jumbo Expertise: Specialized jumbo loan programs up to $5 million
- Branch Network: In-person service at 4,700+ locations nationwide
- Chase Private Client: Premium mortgage benefits for high-net-worth clients
Current Rates
Rates shown are for example purposes only. Your actual rate may differ based on your specific situation.
Loan Types
- Conventional Fixed-Rate Mortgages (10-30 years)
- Adjustable-Rate Mortgages (5/1, 7/1, 10/1)
- FHA Loans
- VA Loans
- Jumbo Loans (up to $5 million)
- DreaMaker℠ Mortgage Program
- Construction-to-Permanent Loans
- Rate & Term Refinancing
- Cash-Out Refinancing
- Home Equity Lines of Credit (HELOCs)
Requirements
- Minimum Credit Score:
- 620 (Conventional)
- 580 (FHA)
- 700 (Jumbo)
- 620 (DreaMaker℠)
- Down Payment:
- 3% (DreaMaker℠)
- 3.5% (FHA)
- 5-20% (Conventional)
- 10-20% (Jumbo)
- Debt-to-Income Ratio: Up to 43% standard, 50% with strong compensating factors
- Employment: 2 years history, special consideration for new graduates in professional fields
- Reserves: 2-12 months depending on loan type and amount
Contact Information
- Website: www.chase.com/personal/mortgage
- Phone: 1-800-873-6577
- Hours: Mon-Fri 8am-9pm ET, Sat 9am-6pm ET, Sun 10am-6pm ET
- Branches: 4,700+ locations nationwide
- Address: 383 Madison Avenue, New York, NY 10179
- NMLS ID: #399798